Mortgage Blog

Category: Real Estate (50 posts)

New Year, New Home Goals: Essential Home Maintenance Tips for 2025

January 8, 2025 | Posted by: Lucy Melino

Happy New Year, homeowners! As we enter 2025, it's an ideal time to establish new home goals and ensure that your sanctuary stays comfortable, safe, and valuable. Whether you're a first-time homeowner ...

Is Getting a Home Inspection Worth It? A Canadian Homebuyer's Guide

December 1, 2024 | Posted by: Lucy Melino

Hello there! If you're considering buying a home in Canada, you might wonder whether investing in a home inspection is necessary. After all, purchasing a home is a significant financial commitment, an ...

Looking to Sell Your Home? 10 Amazing Tips to Help You Get the Best Value

October 22, 2024 | Posted by: Lucy Melino

Selling a home is a significant financial decision; naturally, you want to secure the best possible value for your property. Whether you're a mortgage broker, real estate agent, or a homeowner looking ...

Lower Inflation: What are the impacts of this for Canadian homeowners

September 24, 2024 | Posted by: Lucy Melino

As inflation trends downward, many Canadian homeowners ask what this means for their financial future, particularly regarding their mortgage payments. Inflation plays a significant role in shaping int ...

Decorating Your New Home on a Budget

February 28, 2024 | Posted by: Roar Solutions

If you're considering purchasing a new home, you may encounter an unexpected problem. Your old decor doesn't suit your new space. This mismatch between old and new is especially likely when downsizi ...

The Facts About Real Estate Fees

January 10, 2024 | Posted by: Lucy Melino

Understanding the various fees in the Canadian real estate market may seem complicated, but with a little knowledge, you can navigate the process easily. Whether you are buying your first home ...

Unlocking the Door to Your Dream Home: Exploring First-Time Homebuyer Options

September 27, 2023 | Posted by: Lucy Melino

Unlocking the Door to Your Dream Home: Exploring First-Time Homebuyer Options Home Sweet Home: these three words hold a special place in our hearts. Owning a home is a dream many of us aspire to ...

Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips

August 9, 2023 | Posted by: Lucy Melino

Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips The process of buying, selling, or refinancing a home involves a critical component that can gre ...

Catching Up on Retirement with an Income Property: A Wise Investment Strategy

June 21, 2023 | Posted by: Lucy Melino

As the retirement landscape continues to evolve, many individuals find themselves concerned about the adequacy of their savings and the possibility of outliving their nest egg. However, there is a sol ...

Benefits of Buying a New Home in the Summer

May 17, 2023 | Posted by: Lucy Melino

Summertime brings sunny days, warm weather, and an ideal opportunity for house hunting. If you're considering buying a new home, the summer months offer several advantages worth considering. In this ...

5 Things NOT to do When Selling Your Home

March 16, 2023 | Posted by: Lucy Melino

The process of selling a residential property can be time-consuming and emotionally involving, especially if it is your first sale. While your home's curb appeal influences a prospective buyer's poten ...

10 Things to Know About the Offer Process

November 30, 2022 | Posted by: Lucy Melino

10 Things to Know About the Offer Process Before making an offer on your dream house, here are the ten things you need to know about buying real estate to ensure your offer is solid. Buying real e ...

10 Important Questions to Ask Your Contractor

November 9, 2022 | Posted by: Lucy Melino

10 Important Questions to Ask Your Contractor Are you thinking about hiring a contractor before selling real estate? Here are ten important questions you should ask the contractor before signing a co ...

Common Mistakes That House Flippers Make & How to Avoid Them

October 12, 2022 | Posted by: Lucy Melino

Mistakes That Can Make House Flipping a Flop Common Mistakes That House Flippers Make & How to Avoid Them Making it in the world of house flipping means making sound and prudent decisions. Read ...

How Many Homes Should You View Before Buying?

August 10, 2022 | Posted by: Lucy Melino

If you are beginning the home-buying process, you may begin to wonder how long it will take until you find the perfect home for you and your family. The answer to that varies due to different factors. ...

Tips for Buying Rental Investment Properties

July 6, 2022 | Posted by: Lucy Melino

Most people float the idea of investment property around at some point in their life, and the growing popularity of real estate buy-and-flip shows only makes the prospect more enticing. However, befor ...

5 Negotiation Secrets Smart Buyers Use to Get Better Deals

June 22, 2022 | Posted by: Lucy Melino

Being a buyer in today's real estate market can be challenging. The market is very competitive right now, making the average buyer feel like it is impossible to secure a good deal. Luckily, some trick ...

Home-Buying 101: A Guide to Purchasing Your First Home

April 20, 2022 | Posted by: Lucy Melino

Home-Buying 101: A Guide to Purchasing Your First Home Buying a home involves a lot of complex steps, but by doing your homework ahead of time, you can boost your know-how and have more confidence in ...

5 Benefits of an Investment Property

April 6, 2022 | Posted by: Lucy Melino

5 Benefits of an Investment Property Building a strong real estate portfolio is a great way to create passive income now and a strong investment portfolio for later. If you are looking at building y ...

Tips for Picking the Right Home to Flip

March 16, 2022 | Posted by: Lucy Melino

Guide to Choosing a House to Flip for Maximum Profit Not every property will make a promising flip. Here is everything you need to know to maximize your profits from the very start while minimizing t ...

Five Great Benefits of Owning an Investment Property

October 20, 2021 | Posted by: Lucy Melino

Five Great Benefits of an Investment Property Maybe you have considered investing in real estate but aren't sure if it's the right move for you. There are several benefits to an investment property, ...

How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice

September 29, 2021 | Posted by: Lucy Melino

How to Handle a Low-Ball Offer in Real Estate - Home Selling Advice How to negotiate and handle low-ball offers on your real estate property in a buyer's market without compromising the value or wort ...

Hidden Costs of Homeownership

August 25, 2021 | Posted by: Lucy Melino

You've made that momentous decision to buy a home. Your credit score is good, your employment is steady, you're debt-free and you've even saved up enough money to cover a down payment as well as some ...

Buying Land To Build A Home in Ontario

June 16, 2021 | Posted by: Lucy Melino

Buying Land To Build A Home If you've been dreaming of escaping your unruly neighbors, the hubbub of the city, or the restrictions of your homeowners' association, then buying land to build a home is ...

What Are the Next Steps After Your Offer Was Rejected? In Ontario

May 19, 2021 | Posted by: Lucy Melino

What are the next steps after your offer was rejected? Finding an ideal home can be a daunting process. It involves talking to a wide range of realtors and having a myriad of meetings with your mortg ...

Things To Look Out For When Viewing A Property

April 21, 2021 | Posted by: Lucy Melino

Becoming a homeowner can be quite an exciting experience; however, house hunting is not a process without challenges. Depending on your personal preferences, needs, and budget, you need to carefully ...

Buying A Home As A Senior Citizen | ON

April 7, 2021 | Posted by: Lucy Melino

Buying a home is for everyone — or those who can afford to pay for their mortgage. Albeit you're 60 or 70 years old, it's possible and beneficial to own a home so long as you have the financial mean ...

Top 10 Considerations When Moving to a New Area

March 24, 2021 | Posted by: Lucy Melino

/>Peak Moving Season being just around the corner, most movers and other professionals in the industry will tend to encourage moving during the offseason. No matter where you are moving to, here ar ...

Can Housing Upgrades Affect Your Insurance?

February 23, 2021 | Posted by: Lucy Melino

Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renovation. Home renovations are trendy right now due to ...

Rent to Own Homes vs. Mortgage: How Do They Work?

February 9, 2021 | Posted by: Lucy Melino

Rent to Own Homes vs. Mortgage: How Do They Work? If you're hoping to achieve your dreams of homeownership, rent-to-own and mortgage are two options to consider. Here is everything you need to know a ...

Benefits of Investing in Multi-Family Real Estate

January 13, 2021 | Posted by: Lucy Melino

What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ...

Top 3 Biggest Home Seller Mistakes

December 23, 2020 | Posted by: Lucy Melino

Selling a home can be a daunting process; finding a real estate professional may help ease a lot of the stress. They will not only help find a buyer and undertake the complex process of closing the de ...

Renting VS Buying a Home

November 24, 2020 | Posted by: Lucy Melino

Your colleagues, friends, and family may be enjoying the comfort of their homes, but you're still living in a rental property. Such situations may compel someone to think about purchasing a property. ...

Five Tips for Buying a Condo

November 9, 2020 | Posted by: Lucy Melino

Yaaay! You finally got enough to facilitate the down payment of your first condo, or perhaps this is your investment property. Here is a simplified guide that includes some tips for buying a condo.& ...

Reverse Mortgages for Healthcare purposes

October 21, 2020 | Posted by: Lucy Melino

Healthcare costs for aging Canadians is a topic that many retirees have underestimated. In fact, in the 2014 Sun Life Canadian Health Index, 44% of Canadians didn’t expect to pay anything for ...

Advice for First-Time Home Sellers

August 26, 2020 | Posted by: Lucy Melino

When buying your home, you probably dreamt of passing it down to future generations. Now, things turned out different and you are looking to sell. You fell in love with your home and made a ton of ...

Top 3 Home Improvement Ideas to Increase the Value of Your Home

August 13, 2020 | Posted by: Lucy Melino

Homeowners are often excited about home renovations and updates. Some property owners also use that opportunity to fulfill their wish lists, such as adding a master bedroom or hardwood flooring. Wit ...

5 Things NOT To Do When Selling Your House

July 30, 2020 | Posted by: Lucy Melino

Home Inspections, How They Can Benefit Home Buyers and Sellers

July 16, 2020 | Posted by: Lucy Melino

Owning a home is one of the most valuable investments you can make. While good living spaces should be as comfortable as possible, with time they should also be able to increase their ROI. That's why ...

Useful Tips for Buying and Selling A Home During Covid-19

June 26, 2020 | Posted by: Lucy Melino

The coronavirus pandemic has derailed buying and selling activities in the property market. Albeit fewer homes have been listed for sale, the industry is gradually recovering. Prospective buyers can m ...

Is it a Good Time to Become a First-Time Home Buyer?

May 28, 2020 | Posted by: Lucy Melino

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...

5 First-Time Homebuyer Mistakes To Avoid

May 13, 2020 | Posted by: Lucy Melino

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...

6 Signs a Home Will Likely Increase In Value

March 25, 2020 | Posted by: Lucy Melino

A home is a massive investment. Any new homeowner will naturally hope their investment will gain value. While nothing in life is guaranteed, there are some excellent indicators that a home is likely t ...

6 Persistent Real Estate Myths You Really Need to Ignore

March 11, 2020 | Posted by: Lucy Melino

Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...

Real Estate 101: Essential Tips for First-Time Home Buyers

February 12, 2020 | Posted by: Lucy Melino

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

How to Turn Your Home in Vaughan into a Rental Property and Not Live to Regret It

December 20, 2019 | Posted by: Lucy Melino

Thinking about turning your home into a rental property?If you are having trouble selling your home, you have a number of options. You could stay in the property and hope for the best, but if you ha ...

Five Things to Consider Before Flipping a House

May 8, 2018 | Posted by: Lucy Melino

House flipping can be a tempting way to make fast money, but not every fixer-upper has the potential to be profitable. Here's five things to consider before buying a property to flip. 1. Time Tele ...

Thinking of Buying a Home? Ask Yourself These Questions First

April 24, 2018 | Posted by: Lucy Melino

Many people simply assume that buying a home is always better than renting, but that is not always the case. Owning a home makes sense in certain circumstances, just as renting is a smart move in othe ...

4 Hidden Problems That Could Be Hurting Your Home Sale

April 10, 2018 | Posted by: Lucy Melino

One of the biggest fears that home sellers have is that their property will end up on the real estate market for months on end. This is a nightmare for a number of reasons. First of all, having your h ...

The Benefits of Investing in Income Producing Properties

March 20, 2018 | Posted by: Lucy Melino

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ...

Category: Real Estate (50 posts)

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