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How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice

How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice

September 15, 2021 | Posted by: Lucy Melino

How to Handle a Low-Ball Offer in Real Estate - Home Selling Advice How to negotiate and handle low-ball offers on your real estate property in a buyer's market without compromising the value or wort ... [read more]

Bank Of Canada Rate Update Sept 8, 2021

Bank Of Canada Rate Update Sept 8, 2021

September 8, 2021 | Posted by: Lucy Melino

Bank of Canada maintains policy rate, continues forward guidance and current pace of quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower boun ... [read more]

What are credit scores and how are they important?

What are credit scores and how are they important?

September 1, 2021 | Posted by: Lucy Melino

A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more creditworthy lenders deem you. Your credit history dete ... [read more]

Hidden Costs of Homeownership

Hidden Costs of Homeownership

August 26, 2021 | Posted by: Lucy Melino

You've made that momentous decision to buy a home. Your credit score is good, your employment is steady, you're debt-free and you've even saved up enough money to cover a down payment as well as some ... [read more]

What Happens if You Lose Your Job Before Closing?

What Happens if You Lose Your Job Before Closing?

August 4, 2021 | Posted by: Lucy Melino

A job loss a few days or weeks prior to closing your home purchase can be distressing; especially when you have no alternative source of income. Getting a new job can ease the situation, but it's not ... [read more]

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in  Ontario

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ontario

July 21, 2021 | Posted by: Lucy Melino

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include. Some common conditions deal with ... [read more]

Bank Of Canada Rate Update July 14, 2021

Bank Of Canada Rate Update July 14, 2021

July 14, 2021 | Posted by: Lucy Melino

Bank of Canada maintains policy rate and forward guidance, adjusts quantitative easing program The Bank of Canada today held its target for the overnight rate at the effective lower bound of ΒΌ per ... [read more]

Risks of Putting Down a Firm Offer with a Pre-Approval Ontario

Risks of Putting Down a Firm Offer with a Pre-Approval Ontario

July 7, 2021 | Posted by: Lucy Melino

Risks of Putting Down a Firm Offer with a Pre-Approval Today, the real estate market is competitive and homebuyers need all the help they can get to secure their home at the right price. Once you fin ... [read more]

Low Rates in Ontario Helping Buyers Pay Off Their Mortgages at Record Pace

Low Rates in Ontario Helping Buyers Pay Off Their Mortgages at Record Pace

June 30, 2021 | Posted by: Lucy Melino

Home prices may be astronomical in certain parts of the country, but historically low mortgage rates are allowing borrowers to pay off their mortgages faster than ever. At today's average rates, 61% ... [read more]

Buying Land To Build A Home in Ontario

Buying Land To Build A Home in Ontario

June 16, 2021 | Posted by: Lucy Melino

Buying Land To Build A Home If you've been dreaming of escaping your unruly neighbors, the hubbub of the city, or the restrictions of your homeowners' association, then buying land to build a home is ... [read more]

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