Refinancing Your Mortgage

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Why Refinance?

Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing "good debt" from "bad debt". A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.

1. Consolidate high interest rate credit cards to one lower rate.
2. Save money and increase cash flow.
3. Reduce stress knowing that your financial situation is now manageable.

What's Next ?

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*All content is subject to change without notice. Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E



Lucy Melino, AMP
Mortgage Broker #M08005204

Latest Residential Lending Rates

Term OUR RATES
6 month closed 3.10 %
1 year closed 2.44 %
2 year closed 2.54 %
3 year closed 2.84 %
4 year closed 2.99 %
5 year closed 2.99 %
6 year closed 3.39 %
7 year closed 3.49 %
10 year closed 3.89 %
Prime 3.20 %
Variable Closed - 5 year term 2.45 %
* Note: Rates are subject to change without notice.
Some conditions may apply. O.A.C., E.O.E.

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